Qualified Education Expenses
When most people think about 529 education savings plans, they think of tuition and textbooks. But did you know that many everyday school supplies may also qualify as 529-eligible expenses — if they’re required for enrollment or attendance at an eligible institution?
Whether you’re shopping for K–12 or postsecondary education, we’ve pulled together a curated list of 529-eligible school essentials you can feel confident about. Here’s how to stretch your education dollars a little further — and smarter.
📄 Paper Products & Notebooks
These basics are the foundation of every classroom and are generally considered qualified if required for coursework.
🎒 Bags & Cases
If your student needs a bag to carry materials or a laptop for school, these items may qualify as 529-eligible if the equipment is required.
✏️ Writing Tools
Stock up on these everyday writing essentials — another staple of required class supplies.
🧮 Math Tools & Calculators
Required math classes often call for specific tools like calculators and geometry sets. These items may qualify if listed as required for your coursework.
📝 How to Ensure an Item Is 529-Eligible
While the IRS doesn’t publish a definitive list of 529-eligible school supplies, the general rule is that items must be required for enrollment or attendance at an eligible educational institution.
👉 Pro Tip: Keep documentation — like a class syllabus or school supply list — showing that the item was required, in case of an audit.
💡 Final Thoughts
Education savings aren’t just for big-ticket items. From pencils to protractors, your 529 plan can help cover everyday expenses that make a big difference in the classroom. Shop smart, stay organized, and get more out of your education dollars.
Ready to shop?
Explore our full collection of 529-eligible school supplies here.
This post is part of our series, “What Are Qualified Education Expenses? A Family Guide to Smarter Spending.”
Continue to explore more of the series.